NRI Home Loans

NRI home loans are home loans specifically designed for non-resident Indians (NRIs) who want to purchase a property in India. NRIs are individuals who are Indian citizens but live abroad. NRI home loans are offered by HDFC BANK LTD in India and are similar to regular home loans, with some additional requirements and documentation.


The eligibility criteria for NRI home loans can vary but typically require that the borrower is an NRI and has a regular source of income.

The documentation required for NRI home loans may include proof of income, passport, visa, employment contract, and a power of attorney for a representative in India who can act on the borrower's behalf during the loan process.

The loan amount, interest rate, and loan tenure for NRI home loans are similar to regular home loans. The borrower is required to make regular payments towards the loan from NRE/NRO A/c only, and failure to do so can result in legal action by the lender. Overall, NRI home loans can be a useful option for NRIs who wish to invest in property in India, but it is important to carefully consider the terms and conditions of the loan and ensure that it is a financially viable option.

HDFC Bank Ltd has the simplest process for NRI Home Loans.

 want to purchase a property in India.

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